Millennials. Gen-X & Y’ers. Baby boomers. Canada is a mosaic filled with diverse cultures and multiple generations of wisdom. I was reminded of this recently when a member met with me to plan for her joint finances with her common-law husband. Did you automatically picture a young person sitting across from me? Bright-eyed and rosy cheeked and damned if she was going to make the same mistakes as her mother? You’d be wrong. Debbie was a 56-year-old divorced woman who had “shacked up” with her new partner, Ron, a year earlier. It seems that millennials aren’t the only ones skipping the walk down the aisle these days.Read More
The idea of a wedding on a budget may make you recoil in horror – this is supposed to be your dream day, an amazing event to celebrate your life together, not a dreary affair with sawdust chicken and moonshine wine.Read More
Finally – Spring has sprung in Niagara. Birds are chirping. Plants are growing. Mud is everywhere. Warmer winds are blowing. But when we look out our front windows at the sun on our verandas, we can imagine the glory of summer. And the fun of summer vacations! Read More
Investing: [verb] confusing process involving magic and midwifery, in which your money is swept away today with the hopes of producing more money in the future. See related terms: dreams, confusion, fees, retirement, and future.
What you’ll learn today:
• TFSA contract basics
• how TFSAs are different
• why you should care about TFSAs
They’ve picked their program. They’ve said goodbye to their high school friends. They’re excited to kick start their future at college or university. They’re also a bit nervous.
Let’s be honest, so are you if you are the parent of a post-secondary student. Why?Read More
It’s the happiest time of the year! The trees are budding, the flowers are blooming, and your income tax returns are due. Ok, tax season may not seem like a good time, but hear me out – there are plenty of positives associated with filing your taxes.Read More
Estimated read time: 3 minutes
March: the month that Niagara residents carry spring coats and parkas in their cars because the weather changes hourly. The month when green occasionally appears on the ground and more often in local pubs on the 17th. The month when debt worries become overwhelming because it is well past Christmas and you still haven’t paid down what you’d hope to on your credit cards. Ok, that last one may not appear in your Facebook feed, but take a gander at the bankruptcy trustee billboards that sprouted like dandelions on your neighbours lawn. Debt is a big issue in Niagara and you are not alone if you count it among your daily struggles.